The HUD-1 settlement statement and Good Faith Estimate forms were gone effective 8/1/2015. The Truth in Lending Act disclosure is also going away. In their place are the new closing disclosures and a new loan estimate. There will be changes to the closing process as well, including a new rule requiring the loan estimate of closing costs be provided within 3 days of the buyer submitting their application to obtain financing and the final closing amounts to be provided three days prior to closing.